Is Income Protection Insurance Worth It for the Self-Employed in NZ?
Your bills don’t stop even if your income is suspended. Income protection cover provides money to replace part of your lost income if illness or injury makes it impossible to work, with monthly benefits that can be used for mortgage payments or rent, bills, and groceries while you’re recovering. And for self-employed Kiwis, whose income can fluctuate significantly, this extra layer of security can help stabilize the household budget and support those long-term goals.
You can customise that cover for your own situation, choosing benefit levels and features based on real needs rather than guesswork. Advice is key here: knowing how coverage dovetails with your business can help you avoid gaps and keep premiums realistic. With direction from experts who compare a range of providers, you can tailor policy settings to your risk profile and receive assistance at claim time. That will allow you to concentrate on getting better, rather than juggling bills or business obligations.
Why choose Reliable Financial Group for your insurance needs?
Because your future and peace of mind are our priority.
At Reliable Financial Group, we offer personalised insurance options tailored to meet your unique needs. Here’s why you should choose us:
- Expert Guidance: Professional advice to help you select the right coverage for your family.
- Flexible Coverage Options: A range of policies designed to meet your unique circumstances.
- Trusted Advice: Our advisers prioritise your best interests and ensure you’re adequately protected.
- Decades of Experience: With over 20 years of experience in the industry, we offer reliable and accessible income protection cover solutions.
- Wide Provider Network: We work with trusted insurance providers to offer the best options.
