Mortgage

Your Mortgage, Your Way:

Expert Solutions for Every Step of Your Journey

Explore our tailored mortgage services and find the right option for your needs.

Navigating the world of mortgages can be complex, but with over decades of expertise, we are here to guide you every step of the way. Whether you’re a first-time homebuyer, refinancing your current home, or looking for investment opportunities, our range of flexible mortgage options ensures that you’ll find a solution that suits your unique financial situation.

With over 20 years of expertise, we’re here to simplify the complex world of mortgages. With a variety of mortgage options available, we’re committed to helping you find the perfect solution for your circumstances. Our team of experts is ready to offer personalized advice to ensure you make an informed choice and set you on the path to homeownership with confidence.

Fixed Rate Mortgage

Fixed Rate Mortgage

A Fixed Rate Mortgage offers the peace of mind of consistent payments over a set period, typically ranging from 6 months to 5years. This option can help you budget effectively as your repayments won’t change even when interest rates fluctuate. However, should you choose to pay off your mortgage early, such as when selling your home, be aware of potential early repayment fees.

Floating Mortgage

Floating Mortgage

A Floating Mortgage offers greater flexibility with your interest rate linked to the official cash rate. This means that while your rate can change, you have the freedom to pay off your loan at any time without incurring additional fees. Some lenders even allow you to withdraw funds if you’ve paid more than the required amount, providing extra financial flexibility.

Revolving Credit

Revolving Credit

Think of a Revolving Credit mortgage as an extended overdraft with access to your funds at floating mortgage rates. This option is ideal if you want flexibility in managing your loan, especially if you have inconsistent income or are self-employed. By keeping unused funds in your revolving credit account, you can reduce the interest you owe, while maintaining easy access to cash when needed.

Offset Mortgage

Offset Mortgage

An Offset Mortgage lets you use multiple savings accounts to reduce the interest on your mortgage. You can offset the balance of your mortgage with up to 10 different accounts, making this a great option for those who prefer to keep their savings for specific purposes, such as a vacation or home renovation. With this mortgage, you still have the flexibility to access your savings, while reducing the amount of interest you pay.

Interest-Only Mortgage

Interest-Only Mortgage

An Interest-Only Mortgage is an option available for customers with at least 20-30% equity in their property. With this type of mortgage, you only pay the interest on the loan for a set period (usually up to 5 years), which can ease your financial strain, especially if you’re investing in a property. However, once the interest-only period ends, your repayments will increase to cover the principal amount as well.

Explore Our Mortgage Services

Let the world know why you are the best at what you do

First Home Loan

Helping you step into your first home with ease and guidance.

Refinance & Top-Up

Save more with better terms or tap into your home equity.

Investment Property or Second Home

Achieve financial freedom with the right support for your next property

Development Lending

Tailored solutions for construction, redevelopment, and more.

Our Success Stories

Clients frequently share how our guidance has transformed their financial outlook. From securing mortgages to long-term financial planning, we are proud to have been part of their success stories.

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31E Wallace MB profile picture
31E Wallace MB
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I honestly cannot recommend Mr Ankur highly enough. His dedication, communication, attention to detail and professionalism are exceptional. When your loan is being handled by Ankur, you genuinely feel like you have nothing to worry about. The communication, paperwork and timing are always handled so smoothly and professionally. I have now purchased my second home with Mr Ankur, and once again, it has been an excellent experience. During my second purchase, I was particularly attached to a property in an area I had always dreamed of owning in. Unfortunately, my bank finance was delayed, and I was worried I might lose the property. Ankur went above and beyond and arranged alternative finance so I could secure the property I really wanted. That meant so much to me. Also, during the refinancing of my loan from outside finance to bank was done smoothly. No matter how much I say about Mr Ankur, it still feels like it isn't enough. His commitment to his clients is outstanding, and he genuinely cares about helping people achieve their goals. I am truly grateful and glad to have an advisor like you, Mr Ankur. Thank you for always helping, advising and supporting me, and for guiding me towards making wise financial decisions in a new country. Your support has made such a big difference. Thank you, Ankur, for everything! Highly recommended! Kind Regards RN
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Nakib Bookwala profile picture
Nakib Bookwala
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I had an excellent experience working with Ankur Bajaj while arranging the mortgage for my new home. From the very beginning, he was incredibly kind, caring, humble, and professional. He kept me informed at every step of the process and regularly provided updates, which made what could have been a stressful experience feel simple and reassuring. What I appreciated most was that he genuinely cared about helping me. Even after everything was completed, he reached out and let me know that if I ever needed any further assistance, I could always get in touch with him. He is a very down-to-earth and approachable person, while also being highly professional and knowledgeable. I would happily recommend him to anyone looking for a mortgage broker who truly puts his clients first. Thank you for all your help and support throughout the process. I really appreciate everything you did to help make my new home journey a smooth one!
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Nishant Thakur profile picture
Nishant Thakur
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We had the opportunity to buy our first home with the help of Ankur Bajaj from Reliable Mortgages. He is an absolute legend and was very calm and patient with us throughout the process. Ankur made sure he kept us in loop all the time and made sure he was available throughout to answer any questions we had. Ankur did go over and above to help us out in achieving our dream of owning a property we could call home. I would highly recommend Reliable Mortgages to people who are looking to buy their home especially if you are a first home buyer and don’t know anything about the process. Keep up the good work Ankur and team !!
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Turab Bookwala profile picture
Turab Bookwala
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I had a truly great experience with my mortgage broker, Ankur Bajaj. He was professional, knowledgeable and incredibly helpful throughout the entire process. He took the time to understand our situation, explained everything clearly and made what could have been a stressful process feel simple and manageable! His communications were excellent and was always available to answer our countless questions. I would highly recommend their services to anyone looking for a reliable, trustworthy and professional mortgage broker. Thank you once again Ankur, much appreciated!! 🙏💥☺️
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Virali Shah profile picture
Virali Shah
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Absolutely wonderful experience with Hetal Jani! She is professional, attentive, and genuinely takes the time to understand your needs. Her guidance made the whole process feel simple and stress-free. I truly appreciate her kindness and dedication and would happily recommend her to anyone looking for a trustworthy insurance advisor. ❤️
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Saleshni Ram profile picture
Saleshni Ram
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Well advised and supported during the entire process.
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Tanvi Md Hashibuzzaman profile picture
Tanvi Md Hashibuzzaman
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Very very good company. Very fast responded. They are very good people, they give you good idea, they give you good suggestions thats very very helpful to you. Specially thanks to Ankur
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hardeep singh profile picture
hardeep singh
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I highly recommend Reliable Mortgage, especially Ankur Bajaj and his amazing team. From day one, Ankur provided outstanding, friendly, and professional service. His communication was excellent—he listened to every question patiently, explained everything clearly, and always suggested the best options available. There were no dramas, no hidden surprises, just honest, straightforward, and genuine advice. Thanks to Ankur and his team’s expertise, my home loan was approved smoothly. They also made our refinance application completely hassle-free and stress-free. The entire process was seamless, and they kept us informed every step of the way. Ankur has excellent knowledge of the market and genuinely cares about finding the best outcome for his clients. If you’re looking for someone reliable, trustworthy, and easy to work with, don’t wait until you have an issue—go and see Ankur and his team. Thank you, Reliable Mortgage, for all your support. I wouldn’t hesitate to recommend you to anyone looking for a mortgage or refinance.
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Ronita Prasad profile picture
Ronita Prasad
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As a busy teacher and mum, I had my hands full, but Reliable Financial Group made my home purchase completely seamless and tension-free! The director, Ankur Bajaj, personally took my case into account and perfectly customised the mortgage to fit my unique needs. The team went above and beyond: they gathered multiple bank quotes, compared interest rates to find the absolute best loan solution, managed all the paperwork, and even provided checklists to make prepping documentation easy. Incredibly, they reviewed every document I submitted the same day. They handled everything so perfectly that I only had to step into the bank for a quick formality. If you want a stress-free home-buying experience, I recommend them 10/10!
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Aishwarya Sawant profile picture
Aishwarya Sawant
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Buying my first home as a single buyer has been one of the biggest milestones of my life. To be honest, I started this journey knowing almost nothing about the process. It felt overwhelming, confusing, and at times impossible. Looking back now, I can confidently say I couldn't have chosen a better team than Reliable Financial Group, especially Ankur. From our very first meeting, Ankur was INCREDIBLY patient, knowledgeable, and genuinely invested in helping me succeed. He never made me feel like any question was too small or silly. Instead, he took the time to explain everything thoroughly, ensuring I understood every step, every document, and every decision. By the end of this journey, I haven’t just bought my first home. I have gained so much knowledge and confidence that I'll carry with me for the rest of my life. There was never any pressure, only honest advice, genuine guidance, and reassurance whenever I needed it. This wasn't just another transaction for me. It was one of the massive "firsts" of my life and a milestone I'll remember forever. I couldn't be more grateful that Ankur and the team at Reliable Financial Group were part of this journey. I'd also like to give a special thank you to Hetal from the insurance team. Organising insurance was another part of the process that felt quite overwhelming at first, but Hetal made it so much easier. Hetal was incredibly friendly, approachable. She listened to what I needed, answered all of my questions with patience, and helped me choose cover that was genuinely suitable for my circumstances rather than making it feel like a sales process. Thank you Hetal! To anyone looking for a financial guidance, especially if you're a first-home buyer or navigating the process on your own, I cannot recommend Ankur and Reliable Financial Group highly enough. Thank you, Ankur, for your patience, dedication, and for supporting me all the way. I'll always be grateful for everything you've done to help make my dream of owning my first home a reality.✨🏡
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