Mortgage

Your Mortgage, Your Way:

Expert Solutions for Every Step of Your Journey

Explore our tailored mortgage services and find the right option for your needs.

Navigating the world of mortgages can be complex, but with over decades of expertise, we are here to guide you every step of the way. Whether you’re a first-time homebuyer, refinancing your current home, or looking for investment opportunities, our range of flexible mortgage options ensures that you’ll find a solution that suits your unique financial situation.

With over 20 years of expertise, we’re here to simplify the complex world of mortgages. With a variety of mortgage options available, we’re committed to helping you find the perfect solution for your circumstances. Our team of experts is ready to offer personalized advice to ensure you make an informed choice and set you on the path to homeownership with confidence.

Fixed Rate Mortgage

Fixed Rate Mortgage

A Fixed Rate Mortgage offers the peace of mind of consistent payments over a set period, typically ranging from 6 months to 5years. This option can help you budget effectively as your repayments won’t change even when interest rates fluctuate. However, should you choose to pay off your mortgage early, such as when selling your home, be aware of potential early repayment fees.

Floating Mortgage

Floating Mortgage

A Floating Mortgage offers greater flexibility with your interest rate linked to the official cash rate. This means that while your rate can change, you have the freedom to pay off your loan at any time without incurring additional fees. Some lenders even allow you to withdraw funds if you’ve paid more than the required amount, providing extra financial flexibility.

Revolving Credit

Revolving Credit

Think of a Revolving Credit mortgage as an extended overdraft with access to your funds at floating mortgage rates. This option is ideal if you want flexibility in managing your loan, especially if you have inconsistent income or are self-employed. By keeping unused funds in your revolving credit account, you can reduce the interest you owe, while maintaining easy access to cash when needed.

Offset Mortgage

Offset Mortgage

An Offset Mortgage lets you use multiple savings accounts to reduce the interest on your mortgage. You can offset the balance of your mortgage with up to 10 different accounts, making this a great option for those who prefer to keep their savings for specific purposes, such as a vacation or home renovation. With this mortgage, you still have the flexibility to access your savings, while reducing the amount of interest you pay.

Interest-Only Mortgage

Interest-Only Mortgage

An Interest-Only Mortgage is an option available for customers with at least 20-30% equity in their property. With this type of mortgage, you only pay the interest on the loan for a set period (usually up to 5 years), which can ease your financial strain, especially if you’re investing in a property. However, once the interest-only period ends, your repayments will increase to cover the principal amount as well.

Explore Our Mortgage Services

Let the world know why you are the best at what you do

First Home Loan

Helping you step into your first home with ease and guidance.

Refinance & Top-Up

Save more with better terms or tap into your home equity.

Investment Property or Second Home

Achieve financial freedom with the right support for your next property

Development Lending

Tailored solutions for construction, redevelopment, and more.

Our Success Stories

Clients frequently share how our guidance has transformed their financial outlook. From securing mortgages to long-term financial planning, we are proud to have been part of their success stories.

Posted on Google Google
Anand Prasad profile picture
Anand Prasad
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Had a fantastic journey with reliable Financial
Posted on Google Google
Zaahid Hussain profile picture
Zaahid Hussain
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a great experience with Ankur and the team at Reliable Mortgages. The entire process was smooth, easy, and well managed from start to finish. They made what could have been a stressful process feel simple and straightforward, keeping me informed and supported throughout. Their professionalism, communication, and willingness to help made the whole experience a very positive one. I would highly recommend Ankur and the Reliable Mortgages team to anyone looking for reliable and stress-free mortgage advice.
Posted on Google Google
31E Wallace MB profile picture
31E Wallace MB
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I honestly cannot recommend Mr Ankur highly enough. His dedication, communication, attention to detail and professionalism are exceptional. When your loan is being handled by Ankur, you genuinely feel like you have nothing to worry about. The communication, paperwork and timing are always handled so smoothly and professionally. I have now purchased my second home with Mr Ankur, and once again, it has been an excellent experience. During my second purchase, I was particularly attached to a property in an area I had always dreamed of owning in. Unfortunately, my bank finance was delayed, and I was worried I might lose the property. Ankur went above and beyond and arranged alternative finance so I could secure the property I really wanted. That meant so much to me. Also, during the refinancing of my loan from outside finance to bank was done smoothly. No matter how much I say about Mr Ankur, it still feels like it isn't enough. His commitment to his clients is outstanding, and he genuinely cares about helping people achieve their goals. I am truly grateful and glad to have an advisor like you, Mr Ankur. Thank you for always helping, advising and supporting me, and for guiding me towards making wise financial decisions in a new country. Your support has made such a big difference. Thank you, Ankur, for everything! Highly recommended! Kind Regards RN
Posted on Google Google
Nakib Bookwala profile picture
Nakib Bookwala
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had an excellent experience working with Ankur Bajaj while arranging the mortgage for my new home. From the very beginning, he was incredibly kind, caring, humble, and professional. He kept me informed at every step of the process and regularly provided updates, which made what could have been a stressful experience feel simple and reassuring. What I appreciated most was that he genuinely cared about helping me. Even after everything was completed, he reached out and let me know that if I ever needed any further assistance, I could always get in touch with him. He is a very down-to-earth and approachable person, while also being highly professional and knowledgeable. I would happily recommend him to anyone looking for a mortgage broker who truly puts his clients first. Thank you for all your help and support throughout the process. I really appreciate everything you did to help make my new home journey a smooth one!
Posted on Google Google
Nishant Thakur profile picture
Nishant Thakur
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We had the opportunity to buy our first home with the help of Ankur Bajaj from Reliable Mortgages. He is an absolute legend and was very calm and patient with us throughout the process. Ankur made sure he kept us in loop all the time and made sure he was available throughout to answer any questions we had. Ankur did go over and above to help us out in achieving our dream of owning a property we could call home. I would highly recommend Reliable Mortgages to people who are looking to buy their home especially if you are a first home buyer and don’t know anything about the process. Keep up the good work Ankur and team !!
Posted on Google Google
Turab Bookwala profile picture
Turab Bookwala
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a truly great experience with my mortgage broker, Ankur Bajaj. He was professional, knowledgeable and incredibly helpful throughout the entire process. He took the time to understand our situation, explained everything clearly and made what could have been a stressful process feel simple and manageable! His communications were excellent and was always available to answer our countless questions. I would highly recommend their services to anyone looking for a reliable, trustworthy and professional mortgage broker. Thank you once again Ankur, much appreciated!! 🙏💥☺️
Posted on Google Google
Virali Shah profile picture
Virali Shah
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Absolutely wonderful experience with Hetal Jani! She is professional, attentive, and genuinely takes the time to understand your needs. Her guidance made the whole process feel simple and stress-free. I truly appreciate her kindness and dedication and would happily recommend her to anyone looking for a trustworthy insurance advisor. ❤️
Posted on Google Google
Saleshni Ram profile picture
Saleshni Ram
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Well advised and supported during the entire process.
Let’s Talk!

We’re here to guide you every step of the way.

Whether it’s an initial thought or a well-planned move, we’re always happy to help you achieve your financial goals!

Contact Now !
close slider