First Home Loan Broker New zealand

Embark on Your Homeownership Journey with Confidence

Purchasing your first home in New Zealand is an exciting milestone, and we’re here to support you every step of the way. From helping you understand your deposit options to determining what you can afford, our experts are ready to guide you through the home-buying process for a home loan. Not ready to buy yet? No problem! We can work with you to create a plan to prepare for your future. With a 5% deposit on the purchase price, you can get into your first home and start your journey as a first-time home buyer.

How Brokers Help Secure Your First Home Loan in NZ

Mortgage brokers help first-time homebuyers search for a home loan through deposits and affordability, compare 30+ lenders, and negotiate the most competitive rate based on your annual household income. They recommend a home loan structure (fixed, floating, or mixed), coordinate pre-approvals for the loan amount, find the best bank for New Zealand citizens, and help you obtain reduced fees. All the while, they manage paperwork and questions so that you can make a confident selection and sign a frictionless lease.

Why Choose Reliable Financial Group to Help with Your Mortgage?

We are your trusted partner for a smooth mortgage journey and assistance in buying your first home.

  • Better Mortgage Interest Rates: Competitive rates to save you money.
  • More Lending Criteria Options: A variety of products tailored to meet the eligibility criteria that suit your needs as a new home buyer.
  • Expert Advice: Personalized guidance to help you make the right choice for an investment property.
  • Your best interests: Our advisers constantly strive to work in your best interest.

With access to over 30 lenders across New Zealand, we have a solution for every homebuyer.

With access to 30+ lenders across New Zealand, we have a solution for everyone.

FINANCIAL SOLUTIONS

We work with all major lenders and insurers across NZ. This allows us to find a solution that best suits your specific financial situation.

Our trusted lending partners ensure you receive the best lending criteria tailored to your needs. Together, we offer you competitive rates and personalised service tailored to your eligibility criteria, helping you achieve your financial goals.

Our Advisers Do the Hard Work, So You Don’t Have To

Competitive Mortgage Terms

Our team finds the best rates, saving you money while ensuring the terms and slightly different lending criteria match your needs.

Sustainable Options

With access to a range of mortgage products, we tailor solutions to fit your unique situation, even for our homes and communities.

Transparent Advise

Our advisers undergo extensive training programs to enable them to provide the best recommendations to all our clients.

Don’t settle for less when it comes to your Mortgage.

Choosing the right mortgage is a big decision, and we’re here to help you make the best one, just like our existing customers. Our team takes the guesswork out of the home-buying process so you can feel confident in your choice.

  • What’s the lowest interest rate in the market?
    We’ll find the best rates available to save you money over the life of your mortgage.
  • Should I choose Fix, Float, or a Combination of Both?
    We’ll guide you in selecting the mortgage structure that best suits your financial goals.
  • Which Bank is Best for Me?
    With access to a wide range of lenders, we’ll match you with the one that suits your needs.
  • Can I Avoid Break Fees?
    We’ll help you navigate the options that minimise any penalties.
  • How Much Could I Be Saving?
    We’ll show you how much you could save with a more competitive mortgage rate.

We’re here to answer all your questions and find the right solution for your future.

Don’t Pay More Interest on Your Home Loan Than You Have To

A few simple changes can make a massive difference over time — potentially saving you thousands and helping you pay off your mortgage faster. 

Speak to one of our experts and learn how you can get the best out of your mortgage.

Let’s Talk!

We’re here to guide you every step of the way.

Whether it’s an initial thought or a well-planned move, we’re always happy to help you achieve your financial goals!