Total Permanent Disability Insurance New Zealand

Total Permanent Disability (TPD) Insurance: Financial Support for Long-Term Disability

Total Permanent Disability (TPD) insurance offers essential protection for those who risk becoming permanently disabled due to illness or injury. If you’re no longer able to work due to a severe condition, TPD insurance provides the necessary financial support to help you and your family manage life’s significant changes.

Some of the key benefits of TPD insurance include:

  • Lump Sum Payment for Financial Security: TPD insurance provides a lump sum payout in the event of permanent disability, offering immediate financial relief and the means to adjust to a new lifestyle.
  • Covering Medical and Rehabilitation Costs: The lump sum payout can help cover treatments, therapies, surgeries, and rehabilitation costs, ensuring that you receive the necessary care.
  • Home Modifications: If your disability requires changes to your living environment, such as ramps, wider doorways, or accessible bathrooms, TPD insurance can help cover the cost of these modifications, ensuring your home remains safe and comfortable.

With TPD insurance, you gain the financial support you need to adjust to life with a permanent disability, giving both you and your family peace of mind.

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We offer health plans designed to provide comprehensive cover for New Zealand bound international students, workers, non-NZ residents, visitors on working holiday visas, seasonal workers, and Parent Boost visa holders. Click here for more details.

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Protect your future and maintain financial stability, no matter what life throws your way.

Why choose Reliable Financial Group for your insurance needs?

Because your future and peace of mind are our priority.

At Reliable Financial Group, we offer personalized insurance options that are tailored to fit your unique needs. Here’s why you should choose us:

We write over $3 billion of home loans per year, working with all the major banks.

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We work with all major lenders and insurers across NZ. This allows us to find a solution that best fits your situation.

Our trusted lending partners ensure you receive the best financial solutions tailored to your needs. Together, we bring you competitive rates and personalized service to help you achieve your financial goals.

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Whether it’s an initial thought or a well-planned move, we’re always happy to help you achieve your financial goals!